There are currently five banks that can intuitively check the pre-approval limit, namely: Bank of China, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, and Ping An Bank. Among them, Ping An Bank requires a credit report to check the pre-approval limit. .

Take the Bank of China savings card to the outlet number. Some receipts will show the credit card pre-approval limit, which can also be checked on the mobile client. You can apply for a Bank of China credit card with a pre-approved limit, and the approval rate is high. Those who meet one of the following conditions can apply for a card offline:

1. Recommended by the president;

2. Have real estate and automobile production;

3. There is a social security fund;

4. The business owner has a business relationship with the Bank of China;

5. The Bank of China has a large amount of financial assets.

Those who meet one of the above conditions can apply for a credit card at a Bank of China branch with relevant certificates. The more conditions, the better, and the more proof of assets, the better.

In the application form, please fill in the social security fund payer. If you have business dealings with Bank of China and apply for a credit card at a savings card bank, you must fill out the application form based on the information reserved by Bank of China and the credit report.

If you do not meet the above conditions, you can apply for a Bank of China credit card online. If the following conditions are met, the passing rate will increase and the number of places will be higher:

1. Hold a Bank of China savings card, use it for more than 3 months, and have turnover;

2. Bank of China has Payslip;

3. Bank of China provides housing loans and car loans;

4. Bank of China provides small deposits and financial management.

You can apply online through the Bank of China official website or mobile client, and you can choose newly issued and recently issued card types. If you don’t know when Bank of China will release the money, you can apply for the top card type to be displayed on the page.

The platinum cards of major banks have certain qualification requirements. For the first card, you can apply for ordinary cards and gold cards. Use the card well, improve your overall score, and then apply for a higher-level card to avoid being rejected for your first platinum application.

About Bank of China credit card cash withdrawals, there are the following matters:

1. Overseas charity donations, overseas purchases and overseas consumption withdrawals;

2. Bank of China can extend the temporary withdrawal period for a long time Quota. During the temporary release period, you can apply for urban color white at Colorful Life, and you have the opportunity to temporarily transfer it to a fixed one;

The 3 and 4 major banks all value assets and it is easy to provide or supplement asset certificates;

4. The Bank of China policy sometimes allows you to apply for cash withdrawal once a year, but sometimes does not support active application for cash withdrawal;

5. Participate in online and offline activities, and spend money at cooperative merchants and online malls;

6. Make about 15 diversified purchases every month and repay in full.

Youke Installment is a special card type of Bank of China, and high-quality customers can apply for it. There is an installment fee, the amount is independent, and the use is limited. You can check the pre-approval amount through the exclusive link.

Another special card type of Bank of China is a virtual card, also called a digital credit card, which has no physical medium. Virtual cards and physical credit cards have exclusive quotas. Cards cannot be swiped offline and can only be paid by scanning QR codes or online.

Apply for a virtual card on the same day and use it within the same day limit after activation. With a virtual card, it is easier to apply for a Bank of China physical card. After receiving the physical credit card, you can cancel the virtual card.

The application conditions for Bank of China Easy Loan are one of the following:

1. Bank of China home loan or car loan customers must have repaid the loan for at least 6 months;

2 .Other credit business customers of Bank of China;

3. Customers of Bank of China paying social security funds;

4. Bank of China has flowing water, financial management, and deposits;

5 .Have a large-value credit card from Bank of China, which is in good condition;

6. Pay taxes.

You can log in by binding a savings card through the Bank of China mobile client, click More on the homepage, and find BOC e-Loan. Check and report all bank credits. Related Q&A: Related Q&A: Which type of Bank of China credit card is better?

Bank of China Diamond Credit Card, commonly known as 2072.

Share some of the benefits of Bank of China 2072 recently.

First of all, let’s briefly introduce some of the benefits that everyone can often use in Bank of China 2072: unlimited access to the Longteng VIP room for 2 people, such as airport cip 12 times a year, and driving service 12 times a year. (once a month), free shipping twice a year, assisted medical treatment 6 times a year, etc.? Among them are MST’s matching GHA Group’s advanced black card level benefits and some life concierge services, etc. I will briefly share with you some of the benefits I have used recently.

Driving service: There is a fee of 2072 per month. It can be used directly by binding a credit card through UnionPay WeChat. Now it is cooperated with Didi Driving Service. The operation is very simple. I have used it twice. It is really It is particularly convenient. I believe that many male compatriots need to use this benefit.

Assisted medical treatment: There will be six assisted medical services throughout the year 2072. Someone will accompany you throughout the process to help you register, schedule appointments, make appointments with hard-to-appoint chief doctors, pick up medicines, etc. (at least this is the case in Xi'an) with Bank of China The national institution we cooperate with is called Yuanhua Medical, and it can make appointments for anyone except yourself. I have used it twice this year, once when my mother visited the ophthalmology department of the Fourth Hospital here. It was too difficult to make an appointment with that specialist. In the end, I used this privilege with the attitude of giving it a try. Unexpectedly, the second text message came to me. The call came and I briefly communicated the time and condition, and arranged it for me the next day. Another time, my mother was going to the Fourth Military Medical University here for dental treatment. The same method helped us solve a big problem quickly. It was really great, and we didn’t have to rely on connections to find someone. Of course, I also hope that all my friends will be healthy and not need to use this right.

GHA Black Card

Membership matching: GHA is a niche hotel group alliance, including Kempinski, Niccolo, Marco Polo, Anna Tara, Alila, etc. It would be a bit too difficult to actually stay for 40 nights to upgrade, because the distribution is too small, and the only Kempinski here has been delisted, so it is even more impossible. But there are some hotels in it that are very unique, so they are still very useful. The benefits of the black card include free upgrades to two levels, and a breakfast for the cardholder (depending on the hotel, it is possible to have a double breakfast for a heart-to-heart talk) and after one match The validity period of two years is still very good