Money owed to a credit card, usually overdue, may be sued. However, the conditions that the prosecution must meet are that the plaintiff is the direct interested party in the case; There is a clear defendant; There are specific claims, facts and reasons; This case falls within the jurisdiction of the Court of Appeal.

legal ground

Article 64 of the Civil Procedure Law of People's Republic of China (PRC)

The parties have the responsibility to provide evidence for their claims.

Article 119

Prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.

Article 120

The prosecution shall submit a complaint to the people's court, and submit copies according to the number of defendants.