The bank card number of China Merchants Bank has a great relationship with the card type, generally starting with 3 1988, 356889, 439225, 439226, 439227, 5 187 18, etc. China Merchants Bank was established in Shekou, the frontier of China's reform and opening up. It is the first joint-stock commercial bank in China that is wholly controlled by an enterprise as a legal person, and it is also the first pilot bank to promote banking reform from outside the system.

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1. Is China Merchants Bank a commercial bank?

China Merchants Bank is a commercial bank. Commercial banks are a type of banks, including most banks in China. China Merchants Bank (1987) was established in Shekou, Shenzhen. It is the first joint-stock commercial bank wholly owned by an enterprise as a legal person in China and the first pilot bank to promote banking reform from outside the system.

2. What are the working hours of China Merchants Bank?

① Every Monday to Friday at 9: 00 am-17: 00 am.

② Office hours are from 9:00- 16:00 every Saturday and Sunday.

In addition, in different regions, the working hours of each China Merchants Bank are different, and the working hours of banks in busy areas are usually longer. You can call the manual service desk of China Merchants Bank for details.

3. How long does it take to get a credit card application from China Merchants Bank?

It usually takes about 30 days to apply for China Merchants Bank credit card. After receiving the application materials, China Merchants Bank will generally enter the information into the system within two working days, so that the applicant can find the credit card information in the application progress. Credit card review will generally be completed in 10 working days. Once the credit card is issued successfully, it will be made within two working days and sent by registered mail, and the applicant will receive the credit card in about two weeks.

4. How to cancel the credit card of China Merchants Bank?

① Confirm the remaining debt and balance in the card to the minute. Bank cards with outstanding funds cannot be cancelled. If there is extra money, the bank will ask users to provide their own bank savings card and transfer the extra money to the savings card account;

(2) Destroy the card and unbind the payment platform withholding agreement. When canceling, the customer service will tell the user how to cut the credit card and remind the user not to add new consumption. Users need to check the previous binding records on Alipay, WeChat, Meituan, mobile phone automatic recharge or water and electricity withholding platform one by one and unbind them to avoid new deduction consumption;

③ Credit card cancellation period is generally 45 days. After the time, the user can call the bank customer service to confirm whether the card is successfully returned.