CITIC Women's Magic Gold Card can be applied through different channels, and users can apply at the bank's official website and bank counters. In addition to CITIC Women's Magic Gold Card, there are Puka and Platinum Card. Here, the platinum card contains more rights and interests than the gold card, but the conditions required for application are also higher.
Users must not spend too much when using credit cards, so as not to be able to return them on time later. There will be penalty interest after overdue repayment, and the longer the time, the more penalty interest will be generated. Moreover, after the overdue repayment, the bank will upload the overdue records to the credit information center, and the personal credit information will deteriorate, which will affect the handling of various loans.
In fact, when individuals have difficulty in repaying by credit card, they can use installment repayment or minimum repayment amount, which can reduce the monthly repayment amount. However, when using these two repayment methods, it will occupy the credit line and affect the subsequent use of credit cards for consumption.
I cann't believe there is such a card