In other banks, such as Ping An Bank, there is no need to charge annual fees and SMS fees, but the prerequisite must be the first card (that is, only one card needs to be issued, and the second card needs to be charged), and it must also be a credit card bound to Ping An Bank.
The annual fee of bank card refers to the fixed fee charged by China's commercial banks for bank accounts every year. The annual bank card fee is charged once a year, and the bank withdraws it from the account. Bank card annual fee usually refers to debit card annual fee, but broadly includes credit card annual fee and online banking annual fee. Some debit cards charge an annual fee, and some banks waive the annual fee. Credit cards generally charge an annual fee, and the fee is high, ranging from several hundred.
SMS reminder fee means that the bank will send SMS to inform depositors of any changes in the funds in the bank account. This fee is charged every month, ranging from 2 yuan to 5 yuan.