Generally speaking, every Alipay user has a certain amount of free credit when he returns his credit card. There is no handling fee in this free quota, and a certain percentage of handling fee will be deducted if the quota exceeds this limit. Alipay users can also exchange membership points for more free points. Users can transfer funds to bank cards and then to credit cards through online banking, and there is no repayment fee.

Will Yu 'ebao's money be deducted by the fund?

Mainly depends on whether investors have set up a fixed investment fund. If the investor has established a fixed fund investment, the system will deduct the money on time until the account funds are used up. But the money deducted from the fund's fixed investment is still in the investor's Alipay account. When funds are needed in the future, the funds invested by the fund need to be redeemed for normal use.