Generally, it takes about 15 working days to apply for China Merchants Bank credit card, with a maximum of 30 working days. The approval procedure is generally 1 to 15 working days. After the approval, it will enter the step of making business cards. It usually takes 15 working days to make and send business cards, so the time for approving bank credit cards is 15 working days to 30 working days.
How long does it take for China Merchants Bank to successfully apply for online credit card approval?
How long does it take for China Merchants Bank to successfully apply for online credit card approval?
1 According to the application materials, the normal review is 10 working days. Once approved, the card will be made within two working days and then sent by registered mail according to the billing address. It usually takes about a week or two to receive it. 3 If you have received the telephone credit, the telephone credit is one of the bank credit card review processes, which does not mean that 100% passed.
If the approval is successful, how long will it take me to get the credit card of China Merchants Bank?
After the application is approved, we will make a card for you within 2 working days and send it to you by registered mail according to the billing address. Generally, the sending time of registered letters is 15 days.
How long does it take for China Merchants Bank to apply for a credit card online?
If it is the first time to apply, make an appointment online. Our bank will complete the preliminary examination within 7- 10 working days, and will contact the card office after passing.
If the cardholder applies again, it usually takes 10 working days to review. After the card is approved, the customer will be reminded by SMS. Generally, the card can be received within 15 days after receiving the card notification message.
If you apply for a CMB credit card through the counter, it usually takes 10 working days from the time your application materials are received by the auditing department to the time your credit card is audited. After approval, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered letters is 15 days.
Generally speaking, it takes 20 working days, 10 days to get off the card, and it takes more than 40 days to get off the card. It depends on the speed at which the salesman submits the information. Of course, not everyone will call to ask. If your information is relatively complete, your work unit is good, or your local account is good, you can directly issue the card without sampling. It can also be rejected directly without sampling.
If there is a credit card progress inquiry on the website of China Merchants Bank, you can find it by submitting your ID number. Or call China Merchants Bank to check the progress of voice service. You check your chin.
How long does it take for China Merchants Bank to apply for a credit card online?
Half a month to three months. Those who meet the conditions for card issuance will definitely pass the examination and approval within 20 days.
How long does it take for China Merchants Bank to apply for a credit card online?
Generally speaking, it takes three months or more for a credit card to apply to the same bank repeatedly:
Credit cards are rejected for three reasons:
The first reason is that the applicant's basic information, such as 18 years of age, occupation is a restricted area for bank credit cards, and the information is not detailed, and the payroll information is not detailed.
The second reason is the applicant's credit information, such as repeated application, unstable work, poor credit record and poor contact with the applicant.
The third category is other reasons, such as the contact person is unaware or unwilling to be a contact person, the applicant's health reasons, and the contact person's requirements are unqualified.
China Merchants Bank's online credit card application has been submitted successfully. What are the chances of successful review?
Will submit the application, the success depends on the bank's audit results according to your specific situation.
How long will it take to get the credit card of China Merchants Bank after successful approval?
It usually takes 10 working days from the receipt of the application materials by the audit department to the completion of the credit card audit. After the approval, the card will be issued within 2 working days, and then sent by registered mail according to the billing address. Generally, the sending time of registered letters is 15 days.
When handling the credit card of China Merchants Bank, the main purpose of filling in the form at home is to confirm that personal identity information, occupation, education, marital status, address, income, assets, etc. should be truthfully filled in.
After completing the form, you can check the progress of the credit card application.
Query steps:
I. Online banking inquiry:
1. Log in to the bank credit card center page, and click the function of "Inquiring about the card processing progress";
2. Enter the "Credit Card Processing Progress Query" page, and enter the ID number and verification code to query the details of bank credit card application progress.
Second, the telephone inquiry:
Call credit card customer service or log in to online banking, and enter the ID number to check the progress.
Third, WeChat query:
Pay attention to the official bank WeChat account and check the application progress.
4. Bank counter inquiry:
Check the progress of credit card application through the bank counter or contact the local card issuer.
How long does it take to apply for China Merchants Bank credit card?
If you apply for a China Merchants Bank credit card, it usually takes 10 working days from the time you receive the application materials to the time you complete the examination. Once approved, China Merchants Bank will handle the card for you within two working days, and then send it to you by registered mail according to the billing address. It usually takes a week or two to receive it.
How long does it take for China Merchants Bank to apply for online credit card review?
Generally, it takes 20-30 days to apply for China Merchants Credit Card online. Among them, it takes 10 working days to submit the application on the same day, 2-3 working days to enter the review stage, and 7 days to send the card logistics. Therefore, users can receive the card as soon as the receiving address is not in remote areas, and the logistics in remote areas will be delayed.
However, it will take longer to apply for a credit card online than at an outlet, because it takes about three days for an outlet to submit an application to a credit card center.
Extended data:
After submitting a credit card application online, the applicant may receive a phone call from the bank, which is one of the credit card review processes of the bank. Generally, after receiving the call, whether the audit result is passed or not will be given.
In addition, after 10 every day, you can click "Application Progress Query" on China Merchants Bank Credit Card official website to check the audit results, or you can call China Merchants Bank Credit Card Center for voice query results.
As for the initial amount of credit card application, it is mainly determined according to the applicant's personal qualifications and the supporting materials submitted, and it is impossible to predict in advance.
Review process:
I. Credit card review
It generally takes 10 working days to complete the credit card review of China Merchants Bank. China Merchants Bank will set up a card for the credit card applicant within two days after the credit card approval process, and then send it to the applicant by registered mail according to the billing location. Generally, the time for sending a registered letter is within 15 days, so the applicant needs to wait patiently. If the applicant has never received a credit card, the credit card applicant must personally call the credit card service hotline of China Merchants Bank at 400-820-5555, enter 3#, then press 1 to apply for credit card consultation, and then transfer to manual service for specific verification.
Second, the transfer of audit
The inter-bank transfer time of China Merchants Bank is different from that of the inter-bank transfer. The specific environment is as follows:
Inter-bank transfer arrives in time and can be operated for 724 hours. Put forward the next day at 0 o'clock the next day and record it in time. Inter-bank transfer arrives in time, with a single limit of 654.38+0 million, which can be operated in 724 hours. The amount exceeding 1 million yuan within 2 hours was operated at 20:35- 17: 10 on the day before the incident, and it is expected to be received within 2 hours. At other times, due to the closure of the interbank transfer system of the People's Bank of China, the payment is expected to be 1-2 days. The proposal will be made in the normal mode the next day, and it is expected to arrive in the account 1-2 days after the proposal.
Warm reminder: If customers choose to submit the funds the next day, they can apply for cancellation before the funds are submitted (before 0: 00 the next day), which will be safer.
Third, loan review.
After the loan information is complete, the approval time is about 15 working days; Different loan types may be different; Lenders can contact the handling outlets or loan account managers to confirm the detailed lending time and whether the ban can be lifted.
How long does it take for China Merchants Bank to apply for a credit card online?
1, network application:
According to the application materials, the normal audit is 10 working days. Once approved, the card will be made within two working days and then sent by registered mail according to the billing address. It usually takes about a week or two to receive it. If you have received a phone call, the phone call is one of the bank credit card review processes, which does not mean that 100% passed or 100% failed.
After receiving the call, the audit results will be given in about 3 working days. After 10 every day, you can click "Application Progress Query" on the right side of official website homepage of China Merchants Bank Credit Card, or you can call China Merchants Bank Credit Card Center for voice query. -You only need to query 1 time every day, and the results will be displayed the next day after the card is updated that day.
2. Online application:
Generally, it takes 20 working days to apply for China Merchants Bank's credit card online, with the fastest 10 day and more than 40 days. The key depends on the speed at which the salesman submits the information. If your information is complete, your work unit is good, or your local account is good, you may get your card directly without sampling. It can also be rejected directly without sampling.
Inquiry on the application progress of China Merchants Credit Card:
1. First of all, you can log in to the credit card website, click "Application Progress Query" at the top right of the home page, and enter the ID number according to the prompt to make an inquiry;
2. You can call the credit card customer service hotline 4008205555-3#-2 for inquiry. If you have any questions or comments, you can also log on to online customer service for consultation.
China Merchants Bank Online Banking can make an appointment for door-to-door card service when applying for a credit card, and the initial examination time is 7 working days. If it passes the preliminary examination, the Credit Card Commissioner of China Merchants Bank will provide on-site card service; If the application is unsuccessful, China Merchants Bank will send a short message to the mobile phone number reserved by the applicant in about 3 natural days. The person who handles the card at home will collect the applicant's application materials, and then it usually takes 10 working days to review. After the card is approved, the customer will be reminded by SMS. Generally, the card can be received within 15 days after receiving the card issuance notification message. The verification status of the credit card and the specific credit limit after issuing the card shall be subject to the final audit result.
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First, how long does it take for China Merchants Bank to apply for a credit card online?