Can I apply for a credit card if I don’t have a CCB bank card?
Yes. If you are over 18 years old, have a stable job income, and have good credit, you can apply for a CCB credit card. There is no restriction on whether to apply for a savings card. Currently, there are two main ways: one is to apply online and the other is to apply at a branch.
The online application procedure is relatively simple and does not require additional proof of financial resources. The bank will focus on the nature of the landlord's unit, social security, provident fund, personal tax, personal credit, etc., which can be checked online. There is China Construction Bank Online banking shield (like a USB flash drive) can be approved within five working days at the earliest, without the need for an interview. If you don’t have an online banking shield, it usually takes about 10 days for approval, and then you can bring your ID card to the branch for an interview. If these are not paid much or have not been paid, this method is not very recommended.
For processing at the branch, you need to bring your ID card, proof of work income (work permit from the unit, employment certificate, tax forms for the past three months, social insurance policies, provident fund forms, etc.). Not all of these are required. Please submit the ones you choose. ), if you can attach some proof of financial resources (for example, real estate, driving license or deposit), it will be very helpful for applying for the card and approving the limit. If the information is complete, the application will usually be approved within 20 working days (about a month). Can I apply for a credit card if I don’t have a CCB bank card? How to use credit card to cash out in Jinhua?
If you are over 18 years old, have a stable job income, and have good credit, you can apply for a CCB credit card! Can I apply for a credit card if I don’t have a bank card?
Yes. I didn’t have any cards from other banks a year ago. I successfully applied for credit cards from China CITIC Bank and Bank of Communications. However, it seems that the Agricultural Bank of China needs to apply for a debit card first. I applied for an Agricultural Bank of China credit card 2 years ago and submitted various documents such as income certificates, but so far, No news either. If you don’t have a CCB bank account, can you apply for a credit card at CCB?
Yes, generally you can do it if you have a fixed job locally. Of course, it would be better if you have a car or a house or social security. If you have a CCB salary card, you can apply for a credit card.
You can apply if you meet the following conditions. Application conditions:
Aged between 18 and 60 years old, with full capacity for civil conduct;
Have a good credit record ;
Have employment income and the ability to repay.
Application materials:
Identity documents: photocopy of resident ID card or military officer ID card;
Work and income certification documents;
Other proof of financial resources: such as a photocopy of the real estate certificate, a photocopy of the vehicle driving license, a photocopy of the deposit receipt, etc.
Credit card application method:
Counter application:
Bring credit certificate to the counter to apply:
Applicants are required to submit a relatively complete Asset certification files, submit materials to Industrial Bank for audit by the bank's back-end audit department;
After passing the audit, fill in relevant information and identity information;
Issue a credit card.
You can apply, as long as you have no bad records before, you can apply successfully
As long as you are over 18 years old and have a stable job income, If you have good credit, you can apply.
There are generally two ways to apply for CCB credit cards, one is to apply at an outlet, and the other is to apply through online channels.
Apply at an outlet. This is The traditional way to apply for a credit card is to bring your ID card, proof of work income (work permit from the company, proof of employment, salary card statement (preferably more than 3 months old)), tax bills, social insurance policies, and provident fund bills for the past 3 months when applying. Etc. (not all of these are required, just have them). If you can attach some proof of financial resources, such as real estate, car ownership, and time deposit certificates from China Construction Bank, then it will be very helpful to apply for the card.
(When proof of work income cannot be fully provided, it is best to have proof of financial resources)
If you apply for a credit card through online channels, such as mobile banking, WeChat, or the CCB credit card website, you do not need to pay additional fees. For proof of financial resources, the bank will focus on the property of the landlord, social security, provident fund, personal tax, personal credit, etc., which can be checked online. If these are not paid much or have not been paid, this method is not very recommended. There is no CCB bank Can I apply for a credit card directly?
You can apply online, or you can go to someone who handles the credit card. Remember, there is no charge. Can I apply for a credit card without a bank card from China Merchants Bank?
Applying for a credit card has nothing to do with whether you have a bank card, as long as you are over 18 years old and have no bad records.
The salesperson who applies for a credit card will ask you to provide relevant information and approve your credit card level and Quota. Now I will go to your unit to take pictures. The censorship is much stricter.
At the very least, there must be no bad records and you can apply with proof of employment. As for the amount, it depends on your strength. Haha, can I apply for a CCB credit card but I don’t have a CCB bank card?
Yes, a credit card and a debit card are completely different things, but once you apply for a credit card, you will definitely apply for one. It’s a debit card, so repayment is convenient