Age between 18 and 65 years old, no bad credit record and stable repayment ability are the three conditions for applying for a credit card. The work certificate is only one of the materials to prove the repayment ability, not the only one, so even if you can't provide the work certificate, you can apply for a credit card with other materials that can prove the repayment ability. Xiao Rong will show you what materials can prove repayment ability.
Wage flow: compared with the work certificate, this is a more direct and effective proof of income; Xiao Rong secretly tells you that the success rate of applying for a credit card at his own salary card issuing bank is higher! For example, if you apply for a salary card at Ping An Bank (00000 1, stock bar), you can apply for a credit card directly at the same time.
Property ownership certificate: the house book, car book and deposit certificate (with a deposit of more than 50,000 yuan) are all valid materials for applying for gold and platinum cards, and these property ownership certificates are undoubtedly valid proof of repayment ability.
Other materials: existing credit cards-suitable for banks that support card processing; Social security payment voucher; Tax payment voucher; Badges with photos; A copy of the labor contract; Certificate of special work, etc.