Bank cards include debit cards and credit cards. Generally, ICBC debit cards can be used as agents, but the identity cards of the head of household and the agent must be provided, and telephone verification is needed if necessary. Industrial and commercial bank outlets should contact the client, and only after verifying that the entrusted agent opens an account is the customer's own will can they open an account for him. Bian Xiao of Jintou Bank suggested that before going to the bank to help relatives and friends apply for bank cards, you can call the ICBC service hotline: 95588 for consultation. Maybe the rules of each ICBC outlet are different.

As long as you bring your ID card to the bank counter, you can apply for a debit card immediately. However, debit cards can only be used for credit card consumption if they are deposited. When you say overdraft card, you mean credit cards. You need to submit an application to the bank. The bank should review your personal credit status and then decide whether to approve it. The commitment period of the bank is 15 working days.