When the bill date is generated, you can enjoy interest-free repayment for up to 56 days! After the bill is generated, it will be accumulated until the next month's repayment! For example, if you spend 100 yuan before May 10th, and May 10th is the billing day, then June 1st is your repayment day. (Note: If you do not repay the bank money at this time, it is considered overdue) You can repay before June 1 without any handling fees. Cash withdrawal overdrafts are calculated separately. When the cash withdrawal overdraft is 1,000 yuan on May 11, interest of 0.05% per day will be charged. The amount of less than one yuan will be calculated as one yuan, and the handling fee is %1 (the amount of less than 10 yuan will be charged as 10 yuan).

That is, before June 1, you have to pay back at least 141 yuan! (The decimal point has been rounded up to a whole number) If you don’t want the handling fee to start at 100 yuan, you should pay the bank 231 yuan!

The minimum repayment amount for withdrawing 1,000 yuan is 100 yuan + 21-day interest of 21 yuan + cash withdrawal fee of 10 yuan + the minimum repayment amount for 100 yuan consumption is 10 yuan = 141 yuan (note: best Repayment is 150 yuan)

The minimum repayment amount for withdrawing 1,000 yuan is 100 yuan + 21 days’ interest of 21 yuan + cash withdrawal fee of 10 yuan + full repayment of 100 yuan consumption = 231 yuan (specify : It is best to repay 240 yuan)