Second, the description:
1, if the credit card consumption cannot be fully paid off, you can directly choose the minimum repayment amount to maintain a good credit.
2, the credit card consumption limit can also be repaid in installments, reducing the repayment pressure.
3. The minimum repayment amount can also be paid for the amount withdrawn by the credit card, but the longer the repayment period, the higher the interest returned by the cardholder. The reason is that credit card withdrawal does not enjoy interest-free period, and banks have to charge a one-time handling fee of 0.5% to 3% of the withdrawal amount, which is equivalent to the annual interest rate 18.25% and the daily interest rate of 0.05%.
4. Credit card repayment. First, the bank will use the repayment for the cash withdrawal part, and then it will be included in the credit card consumption part after the cash withdrawal part is paid off.