First, the process of applying for a credit card and a debit card is different. When handling a credit card, you need to bring your valid certificate (ID card or a copy of ID card), residence certificate, unit income certificate or personal assets certificate, and go through the relevant formalities at the bank counter. You need to fill out an application form, in which the information requested is true. After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials. Handling debit cards is relatively simple. You just need to bring your own valid documents, mainly your ID card, fill out the application form at the bank where you open the account, and then you can issue the card to the applicant.
The reporting procedures of major banks are not exactly the same. If you lose it, you can report it temporarily by telephone or online banking, and then bring your ID card and other supporting materials to the bank counter to report it.
Two. Relevant requirements for handling bank cards in China:
(1)16 years old to apply for a bank card, the guardian must hold an ID card and attach a household registration book.
② Age 16. You can apply for a bank card with your ID card.
③ Age 18, and online banking can be started.
(4) At least 18 years old and meeting other conditions stipulated by the bank, you can apply for a credit card.
Three. Documents proving the financial strength of the credit card:
1, official payroll or income certificate for the first three months when the government agency or enterprise issues the application (company seal or department seal is required);
2. Copy of the bank payroll passbook/bill (showing the information of the first three months' salary entry at the time of application);
3. A copy of the personal income tax payment certificate for the first three months at the time of application;
4. Copy of social insurance withholding certificate;
5. A copy of the self-owned property certificate;
6. Copy of bank deposit slip/passbook;
7. Copies of purchase vouchers of funds, treasury bonds and corporate bonds (name of purchaser, account number and account balance shall be displayed);
8. Copy of membership card, including: golf membership card, China Mobile, China Unicom VIP card, Air China bosom friend platinum card, gold card and silver card, China Southern Pearl card, China Eastern Miles Club gold card and silver card (name and card validity period are required), etc.