Even after the final repayment date, as long as the repayment is made within the 3-day repayment grace period, it can be regarded as normal repayment, and it will not affect the credit of the cardholder if it is not overdue.

If the capital turnover is difficult, you can apply for installment repayment before the repayment date, or you can delay the repayment pressure by means of the minimum repayment amount, but both installment repayment and the minimum repayment amount must be charged a certain interest.