No charge, the credit card is not activated and there is no annual fee. Credit cards will be automatically deleted after their validity.

You can also apply for cancellation.

Bank of Communications credit card cancellation method:

1. Before canceling the credit card, please confirm that the account has no debt and no balance;

2. When canceling the credit card, call the customer service phone of the credit card to apply for cancellation.

It is completely free to cancel the credit card, and there is no cancellation fee.