Under normal circumstances, credit card closure means that the credit card is frozen and can no longer be used. The card was sealed by the bank. Generally speaking, the main reasons why credit cards are blocked are: credit cards are risky, credit cards are considered cash by banks, and credit cards are overdue. Here is a brief introduction:

If it is risky, such as frequent consumption in China, and if there is a large overseas transaction suddenly, the bank will think that the credit card is at risk of being stolen, so in order to reduce losses, the card will be blocked. The reasons for overdue card closure may be that the card has not been repaid for three consecutive months, it has been blacklisted by the bank, and the account has been used by money laundering, fraud, terrorist financing and other illegal acts.