The repayment date for CCB credit cards is the 20th day after the bill date. Overdue credit card repayments will have serious consequences, so overdraft consumption should be moderate. Although the biggest feature of a credit card is its overdraft function.

But in fact, it constitutes a loan relationship between the customer and the bank. Failure to repay when due may not only cause legal disputes, but also bear high penalty interest, and most importantly, lead to bad credit Records will have a negative impact on future work and life. Extended information

The more common online repayment methods in China include: Baidu Wallet, UnionPay Online, Kuaiqian, Shengfutong, Alipay, Yipay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

Inter-bank transfers/remittances and repayments are mainly divided into two methods: inter-bank inter-bank in the same city and inter-bank inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

Baidu Encyclopedia-Credit Card Repayment Date