Overdraft cash withdrawal is a small cash loan provided by the bank to help you flexibly allocate funds when you are in urgent need. Generally speaking, you take a credit card from the bank and withdraw cash through the bank counter or ATM, which is a form of borrowing. If you spend money in a shopping mall and use a credit card directly, it is called overdraft consumption (interest-free period).

1. The overdraft withdrawal amount is set according to your card usage. The withdrawal standards of different banks are different. The minimum shall not exceed 30% of the credit line, and the maximum shall be 100% of the credit line.

2. In addition to the cash withdrawal fee (the cash withdrawal fee varies from bank to bank), domestic and foreign overdrafts must also pay interest and do not enjoy interest-free treatment.

Overdraft can be repaid as you borrow, with daily interest, with a daily interest rate of five ten thousandths; No overdraft, no interest, no interest for repayment on the day of overdraft, and interest for how many days of overdraft.

If you have other specific questions, I suggest you call the issuing bank, hoping to help you.