Do all purchases with Bank of Communications credit cards earn points?

Not necessarily, the points accumulation rules for Bank of Communications credit cards are:

1. For purchases made using Bank of Communications credit cards, every RMB 1 spent after January 1, 2012 (inclusive) Accumulate 1 point and 7 points for every US$1 spent; before December 31, 2011 (inclusive), earn 8 points for every US$1 spent. (Points are not available for certain types of transactions and spending at certain merchant categories. Please refer to Article 2 below for details). Bank of Communications reserves the right to adjust the points calculation method from time to time.

2. Points will not be calculated for the following items:

(1) Various interests and handling fees stipulated in the applicable credit card regulations or receipt contracts, including but not limited to credit card annual fees , cash withdrawal transaction fees, overdraft interest, late fees, over-limit fees, and other credit card charges, etc.

(2) Transfer transactions, cash withdrawal transactions, and some online transactions*. (*Starting from January 1, 2012, points can be accumulated for online U.S. dollar consumption and cash consumption at Bank of Communications Points Paradise.bankm. Online U.S. dollar consumption refers to consumption where the transaction code is online consumption and is traded through VISA or Mastercard lines.)

(3) Specific categories of spending, including but not limited to real estate; car sales; wholesale transactions; hospitals; primary and higher schools; universities, colleges, professional schools; charities and social services, non-profit For-profit businesses; fines; bail and bonds; taxes; *** services; embassy and consulate fees; *** loans; and spending at specific merchant categories listed in the table below.

Under normal circumstances, you can get points by swiping your card with a Bank of Communications credit card. However, there are some industry regulations that do not allow you to earn points by using the card. For reference: Are there points for shopping in supermarkets with a Bank of Communications credit card? ?

As long as you swipe your card for consumption, you will get points, and you will also get points for supermarket consumption.

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Do Bank of Communications credit cards have points for any consumption?

No

Under normal circumstances, points can be obtained by swiping cards for consumption, but there are some industry regulations that do not allow points to be obtained by using cards. For reference:

(1) Applicable Various interests and handling charges stipulated in the credit card articles or usage contracts, including but not limited to credit card annual fees, cash withdrawal transaction fees, overdraft interest, late payment fees, over-limit fees, and other credit card charges;

(2) Transfer transactions, cash withdrawal transactions, and some online transactions; (Starting from January 1, 2012, points can be accumulated for online U.S. dollar consumption and cash consumption at Bank of Communications Points Paradise Mall.bankm. Online U.S. dollar consumption means that the transaction program code is Online consumption and transactions through VISA or Mastercard lines)

(3) Specific categories of spending, including but not limited to real estate; car sales; wholesale transactions; hospitals; primary and higher schools; Universities, colleges, professional schools; charities and social services, non-profit undertakings; fines; bails and bonds; taxes; *** services; embassy and consulate fees; *** loans; pawnshop-type transactions, etc.

For specific information, please refer to the official website of our credit card.

What are the consumer merchants that have points for Bank of Communications credit cards?

Except that Bank of Communications stipulates that certain types of transactions and purchases at specific merchant categories cannot earn points, most merchants can earn points for consumption, such as Wal-Mart and Tesco. Do Bank of Communications credit cards earn points for online purchases?

Most online transactions with credit cards do not count points, but there are also online purchases that count points. You need to check whether your credit card has this benefit. Bank of Communications Credit Card Can I earn points for a single purchase of 200 yuan or more by swiping the card?

All dining and shopping are considered points purchases.

No points refers to paying taxes, bills, etc. What is a Bank of Communications credit card? It’s called consumption with points

Spend by swiping your card, and you get one point per dollar.