Since credit cards have specified billing dates and repayment dates, as well as repayment cycles, the bill amount is generally calculated based on the amount that should be repaid within the billing cycle, which may be inconsistent with the amount you owe.
Credit cards have two important dates: billing date and repayment date. The bill generated on the billing date is only the amount that has been recorded in the current period. The unrecorded amount will be included in the next bill, so credit card debt will appear. The amount is different from the bill. This situation is normal. Even if the amount owed is not recorded in the current period, it will be automatically calculated into the next period's bill, so users do not need to worry.
The current consumption amount is not recorded in the account, which may be related to the consumption on the billing date. According to the credit card rules of the relevant bank, consumption on the billing date will not be included in the current bill. In this way, the amount consumed on that day will be credited to the next bill, and you can enjoy the benefit of the ultra-long interest-free period for this consumption. Extended information
When you use a credit card for transactions and find that the credit card bill is inconsistent with the actual situation:
1. If the bank credit card holder has any objection to the changes in his transaction account, he can go to the bank to Inquiry requests must be submitted to the bank within 60 days from the accounting date. Generally speaking, all bank branches can accept dispute applications submitted by cardholders. Customers only need to fill in the application form and return it to the counter.
2. Cardholders can also communicate with manual service through the bank’s 24-hour credit card customer service hotline to communicate the results of the disputed bill. After receiving the dispute handling application, the bank processing center will respond within two working days. Contact the customer. If necessary, the acceptance outlet will assist the customer to provide relevant information, certificates and fax them to the processing center within three working days.
Baidu Encyclopedia-Credit Card Repayment