2. The enterprise has been established and operated for 2 years;
3. The enterprise has granted no more than two credits to other banks, and the debt balance is normal. The credit balance of enterprises and business owners in other banks does not exceed 5 million yuan (excluding personal mortgage and credit card lines);
4. The age of the business owner is between 18 and 70 years old, and he is not from Hong Kong, Macao and Taiwan or a foreigner.
5. At present, the business owner has no loans overdue, and the number of overdue or arrears of interest in the past two years is no more than 6 times within 30 days (inclusive), and there is no credit record of overdue or arrears of interest for more than 30 days in the past two years;
6. Enterprises and business owners have not been listed as untrustworthy enforcers by the people's courts.
What card is CCB Yunongtong?
Yunongtong is a kind of card. China Construction Bank builds rural inclusive finance business. This project is undertaken by Nong Yu Card of China Construction Bank, and part of the expenses are exempted. The concept of Yunongtong is to bring financial services to farmers through Yunongka. Nongtong card is divided into debit card and credit card, and the two cards face different subjects.