As we all know, a bank card has a certain term, and it needs to be replaced when it expires. So, what are the specific steps of the card replacement business? Take ICBC as an example. Let's take a look.
how can I renew my ICBC card when it expires?
1. Card exchange for savings card
Counter: Cardholders can bring their valid identity documents and savings cards to any ICBC business outlets in China. Among them, Beijing can act as an agent, and it is necessary to provide valid identity documents of both parties, and handle them with cards and passwords.
mobile banking: cardholders can log in to mobile banking and select the function of "Home-Account-More-Debit Card Change" to change cards and numbers.
2 Credit card exchange counter
Cardholders can bring their valid identity documents and credit cards to any ICBC business outlets in China.
mobile banking: log in to mobile banking, select the corresponding card through the Credit Card page, and click Settings-Basic Settings-Change Card to change the credit card. If the card will expire in the next month, please select the function of "change the card by appointment".
Precautions for card replacement of savings cards:
① At present, the replacement of pure magnetic stripe cards has been suspended, and the judgment of card damage degree shall be based on the actual handling of business outlets.
② There are different card replacement procedures for military security cards; There are also differences in document requirements between military and armed police customers.
③ after successful card replacement in different places, the new card number is the card number of the card replacement area, and the account number of the corresponding basic account is still the account number of the original card. The business functions and usage rights of the new card are the same as those of the original card.
(4) the cost of replacing the savings card needs to be charged, specifically, the cost of replacing the chip savings card when it expires and upgrading the magnetic stripe card is 5 yuan/card; The card replacement fee for card damage and loss reporting is 1 yuan/card. In addition, if the cardholder chooses online card replacement logistics distribution, the mailing fee will be 12 yuan/letter.
Precautions for credit card replacement:
① Please activate the card in time after receiving it, and the validity period will be extended after the expired card is replaced.
② Please apply for a new card directly after the inactive card expires.
③ please change the international debit card at the business outlet, and change the double-logo credit card to a 1+1 credit card at the business outlet.
④ charge for changing credit cards. Among them, the magnetic stripe card is free; Standard chip card: magnetic stripe for chip card, 5 yuan/card for card due, and 1 yuan/card for card loss; Non-standard chip card: the ordinary material shall not exceed 4 yuan/card, and the special material shall not exceed 1 yuan/card; Smart card: no more than 5 yuan/card; Color photo card: 5 yuan/card will be charged according to the attached card fee.
the above are some contents about the change of industrial and commercial bank cards, so you can pay attention to them.