Many people think that online loans and credit cards are two concepts, and they are not related, but in fact they are closely related. If your online loan is not standardized and there are bad behaviors, resulting in personal credit damage, then your credit card processing results will also be affected to some extent, and the subsequent withdrawal results may also be affected. In addition, in addition to online lending, your credit card big data report will also affect the subsequent credit card processing. Therefore, in addition to standardizing the use of loans, it is also necessary to standardize the use of cards, and regularly check the details of your credit card use through WeChat search "Card Help", and take timely measures to remedy any abnormality, otherwise the success rate of handling credit cards in the future will be very low. So if you still have some loans outstanding, it is better to suggest that you don't apply for a credit card for the time being, and there is a great possibility of being rejected.