The Measures for the Administration of Bank Cards have corresponding provisions on this:

Article 41 The issuing bank shall carefully examine the credit status of the credit card applicant and determine the effective guarantee and guarantee method according to the credit status of the applicant. The issuing bank shall regularly review the credit status of credit card holders.

The credit line should be adjusted according to the change of credit status, and the issuing bank should establish an authorization examination and approval system to clarify the authorization authority and authorization limit of personnel at different levels within the company.

Extended data:

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Relevant laws and regulations of the Measures for the Administration of Bank Cards:

Article 35 A bank may not issue a credit card if the information in the credit card application materials is suspicious, the audit opinions are missing, the auditors at all levels have not signed (signed, entered the work code) or the system audit records are missing.

If the credit card is stolen due to the failure of the acquirer, special merchants and other subjects to fulfill their audit obligations, and the cardholder appeals to the issuing bank to bear the liability for breach of contract, the people's court shall support it.

Article 36? After the issuing bank bears the liability for breach of contract, the people's court shall support it if it requests the fake card swiper to bear the liability for compensation according to law, or if the acquiring institution or special merchant bears the liability according to law.

Baidu Encyclopedia-Bank Card Management Measures