ICBC SMS limit adjustment YJTE#Card number#Currency#Amount#Encryptor password to 95588 (permanent adjustment); ICBC SMS limit adjustmentLSTE#Card number#Currency#Amount#Expiration date#Encryptor Password is changed to 95588 (temporary adjustment).
For temporary limit adjustment, you can call the customer service hotline (95588)/VIP customer service hotline (4006695588)/Platinum card customer service hotline (4000095588) to contact the customer service specialist to apply. You can also make limit adjustments on your own in online banking.
For permanent limit adjustment, you can submit the latest financial income certificate and apply for it at any ICBC branch. We will review it based on your past card usage history, repayment records, etc., and make appropriate adjustments for you after passing the review. Credit limit. You can call the customer service specialist to apply. You can also make limit adjustments on your own in online banking.
Extended information
Features of using ICBC credit cards: consume first and repay later, enjoy the interest-free repayment period; enjoy preferential services from the nationwide special merchant network; credit consumption, ample credit limit, good credit The credit limit increases as the credit status of the cardholder improves; consumption is easy and points are rewarded; flexible repayment methods; round-the-clock service, free of worries.
Temporary credit limit refers to the credit limit temporarily adjusted by the bank to credit card holders. Generally speaking, the temporary credit limit is increased. If the fixed credit limit of your credit card is not enough (for example: decoration, travel, etc.), you can call the credit card center of the card-issuing bank and ask customer service to temporarily increase the credit limit within a certain period of time. The customer service will according to your request Use your card records to determine whether you can temporarily increase your credit limit. After the specified time, the credit limit will be adjusted back to the original fixed limit.
Reference material: Baidu Encyclopedia-ICBC Credit Card
Reference material: Industrial and Commercial Bank of China official website-credit limit adjustment