A salary of 8,000 is required to apply for a credit card at various banks. Other certificates are required, including proof of employment, good personal credit status, and no overdue credit. The credit limit applied for is generally more than 10,000.
1. Identity certificate: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID card;
2. Work Proof: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or a copy of the work permit/plate;
3. Proof of financial resources: It can be salary records issued by banks, or income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/copies of bank time deposit certificates), etc. Documents proving financial ability.
When applying for a credit card, it depends on whether you are in a first- or second-tier area. I don’t know which area you are in. I can share my personal experience with you for your reference.
1. Xi’an (Second-tier areas) If your salary is 6,000, if you apply for a China Merchants Bank credit card, you can apply for a credit card with a limit of 8,000.
2. If the salary in Shanghai (a first-tier city) is 12,000, if you apply for a Bank of Communications credit card, you can also apply for a credit card with a limit of 8,000.