Huaxia UP Credit Card Platinum Card is a Youth UnionPay Platinum Card issued by Huaxia Bank, which has some preferential rights and functions. Online consumption can get up to 1% growth fund, and users can use the growth fund to redeem designated gifts.

Annual fee 680 yuan. Annual fee reduction in the first year. There are transactions every six months of the year. After the annual fee is generated, it can be deducted with 50UP. 50UP gold needs to generate 5000 yuan of consumption, that is, 5000 yuan of accumulated consumption every year. If you have a six-month consumption record, you can deduct the annual fee for the following year.