How to open a credit card:

You need to apply at a bank outlet. Generally, you need an ID card, a work permit, a social security card, a personal salary and income certificate (you need to open it at the financial department of the company where you work), a bank deposit certificate (check and print it at the counter of the deposit bank), etc., and fill out a credit card opening application form.

After the bank receives your card opening application, it will be within a week and a half. At the same time, check your personal credit status and score it. Only when the score is passed will you be issued a card, and the card will be mailed to the mailing address you filled in the credit card application form.

Conditions for opening a credit card:

Application place:

1, local bank outlet;

2, the staff of the bank credit card center;

3. Some banks (industrial and commercial construction, etc.) support online banking applications. ?

Application conditions:

1. A person with full capacity at the age of 18;

2, have a stable repayment ability. ?

Proof of submission:

1. ID card (required);

2. Work certificate or income certificate;

3. Proof of assets such as real estate and vehicles in one's own name;

4, social security;

5, other bank credit cards and so on.

Every bank has different entry standards, so all the above information is not necessary. It depends on the bank's requirements, and proof of work or income is very important.

Credit Card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

China's relevant laws ("the NPC Standing Committee on <; Criminal Law of the People's Republic of China > The credit card specified in the Interpretation of Credit Card Regulations refers to an electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal? . On December 1, 217, the Standard for English Translation and Writing in Public Services was officially implemented, stipulating that the English name of the Credit Card standard is Credit Card? .

Credit cards are generally special plastic cards with a length of 85.6mm, a width of 53.98mm and a thickness of 1mm. The name of the card issuer, expiration date, number, cardholder's name and other contents are printed on the front, and there are chips, magnetic strips and signature strips on the back. Cardholders can use their credit cards to shop, spend money and deposit and withdraw cash from banks.

there is no need to pay cash when spending with a credit card, and repayment will be made on the Billing Date.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

Reference: Baidu Encyclopedia Credit Card.