ETC credit card can be used as a bank card. If you apply for an ETC savings card, it cannot be used as a bank card.

1. ETC credit card is a functional credit card, which is issued by the bank for a single purpose and field. Banks such as Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, China Guangfa Bank, and Bank of China have all issued this card. The functions are similar, but the discounts are different.

2. ETC credit card is a co-branded credit card with both ETC function and credit card function, so it has all the financial functions of a standard credit card, including card consumption, cash withdrawal, installment payment, and repayment methods are also the same, and you can self-service Deposit and withdraw money from cash machines.

Extended information

Preferential policies for ETC credit cards of various banks:

1. Agricultural Bank of China ETC car owner credit cards can park at MTC highways in networked provinces and cities across the country. Channels and ETC non-parking channels enable electronic payment. This card adopts the "pass first, pay later" method. The toll is automatically deducted from the Agricultural Bank of China ETC credit card, and there is no need to deposit cash in advance.

2. Bank of China’s ETC does not need to be recharged, and free OBU equipment is provided. As long as the user holds a Bank of China ETC credit card, the toll fee will be deducted directly from the credit card, and the user can enjoy interest-free for up to 50 days.

3. CCB ETC car and truck owners can enjoy points-based discounts on oil changes, preferential car wash services, free roadside assistance, Sinopec 1 refueling discounts, ETC and other functional rights. Vehicles are equipped with OBU electronic tags to realize non-stop toll collection in ETC lanes of national networked highways.

Baidu Encyclopedia—ETC Credit Card