Many card friends have started the mode of buying mobile phones by stages, but some friends are helpless, because they don't have a credit card, but they don't have the money to pay in full, so they want to know if there are other channels to buy mobile phones by stages. This is also true. In addition to credit card installment, there are quite a few e-commerce platforms that can buy mobile phones by installment. For example, you can use huabai installment on Taobao and JD.COM white strip installment on JD.COM. Here is a brief introduction to related matters. 1. Buy a mobile phone by stages in Huabai: You can buy a mobile phone by stages in a store that supports Huabai's consumption. There are two stages, one is to buy it by stages, and the other is to choose by stages after the bill comes out. Flower buds can be divided into 3/6/12 installments, and the total handling fee is,, respectively. It should be noted that if you buy a mobile phone in installments, your flower bud quota must be equal to or higher than the price of the mobile phone. If the quota is too low, you can't pay successfully. You can only try to raise the flower bud quota, for example, you can pay back the arrears first or get a temporary quota.

2. JD.COM Baitiao buys a mobile phone by stages: JD.COM Baitiao buys a mobile phone by stages, just like Huabai, there are two stages, and the purchase can only be successful if the amount of Baitiao is higher than the price of the mobile phone in advance. However, it is different from Huabai. If the amount of IOUs is not enough, you can also pay in combination with the bank card, that is, deduct the amount of IOUs in JD.COM first, and then deduct the insufficient amount from the savings card. JD.COM Baitiao can buy a mobile phone in 3/6/12 installments, and the handling fee for each installment is relatively cheap. The above is the introduction of "How to buy a mobile phone by stages without a credit card", and I hope it will help everyone. Finally, I want to remind you that no matter which of the above methods is used to buy a mobile phone by stages, you must repay it on time, otherwise it is likely to have a bad credit record after the deadline, which will have a certain impact on handling credit cards and loans in the future.