Will there be a text message notification when the credit card repayment date is due?

If the SMS reminder service is activated, there will be SMS notification; if it is not activated, there will be no SMS notification.

The bank will also send you a monthly statement, which will list the handling fees and interest to be charged. There will be a repayment date on the bill, and you can repay it before the repayment date.

The counter SMS reminder service activation process:

Go to the local bank branch with your valid ID and bank card;

Fill in an application form for business processing, and Select "SMS Reminder" in the application processing column, and attach the commonly used mobile phone number that needs to be linked to receive text messages;

Submit the original bank card, ID card, Business application form;

Enter the mobile phone number and verification code as required

to activate the SMS reminder service.

Note: SMS reminder is a paid service. Generally, it is valid for one year after being activated once. The service fee is two yuan per month and is deducted monthly. You need to apply for the service again after one year before you can continue to use it. If you have opened online banking, you can renew your business through online banking. If my credit card is frozen, will there be a text message notifying me of the repayment date? Bank of China, is the card approval date the repayment date?

The card approval date has nothing to do with the repayment date.

When the bank approves the card, it will inform you of the credit card statement date and repayment date! Will there be a text message notification when I transfer money to my credit card for repayment?

Hello, I am very happy to answer your question

You will receive a text message when you transfer money to your credit card, unless you change your number.

Hello, if it is a China Merchants Bank credit card, there will be no SMS notification when funds are received.

You can consult online through QQ or WeChat for any information you want to know about China Merchants Bank’s credit card services. Method 1: Search for 4008205555 among QQ business friends and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center. Will Everbright Credit Card be notified via text message of the repayment due date?

Credit card repayment:

If the bank savings card of the same person is connected, the payment will be automatically deducted. If it is connected to the salary card, it is more convenient. Once the salary arrives, the money will be automatically deducted, which is safe. No risk. Of course, the premise is that your credit card repayment amount is smaller than your salary;

But the problem of automatic repayment is also obvious. You must have a savings card from the same company; there must be money in the card, and it cannot The deposit period can only be current deposits. It is my first time to apply for a credit card, a commercial credit card. I don’t know if that is the repayment date. Will there be a text message notification when the repayment date arrives?

What should I do if there is a text message reminding the credit card that the repayment date is due but no text message notification is sent?

It doesn’t matter if the credit card repayment date is reached and no SMS notification is sent. Just pay it back in time according to the bill. Please note the following points regarding the use of credit cards:

1. Consumption before the monthly bill date will be billed on the bill date of that month and paid off before the first repayment date after the bill date. Enjoy interest-free treatment;

2. Consumption after the monthly bill date will be billed on the next month's bill date and paid off before the first repayment date after the next month's bill date, and you can enjoy interest-free treatment;

3. There is no interest-free period when withdrawing cash by credit card. From the date of withdrawal, interest of 0.5% of the cash withdrawal amount will be deducted every day until it is repaid, so it is not recommended to withdraw cash by credit card;

4. The repayment date of a credit card is the last repayment date. You can repay on any previous day, and you can repay multiple times. However, if it exceeds the repayment date, it will be considered overdue, which may affect your personal credit. , so repayment should be made promptly.

Does Ping An Car Owner’s Credit Card have SMS notifications of repayment dates?

Introduction to Ping An Bank’s credit card repayment date

1. Explanation of credit card repayment terms

Statement date: refers to the card issuer’s regular payment of transaction amounts to cardholders, Fees, etc. are summarized, interest is calculated, and the date on which the cardholder should repay is calculated.

Last repayment date: It is the last date on which the card issuer requires the cardholder to return the balance of the current period's bill.

Interest-free repayment period: From the bank accounting date to the final repayment date, the cardholder only needs to pay off the current period’s repayment amount (the total amount owed) as shown on the current statement in full. ), you do not need to pay interest on any consumption on the current statement (overdraft withdrawals, transfers and interest do not enjoy the interest-free repayment period).

2. Calculation method of interest-free repayment period

The last repayment date for Ping An Bank credit card is the 18th day after the statement date. For example: the 20th of each month is the billing day, and the 8th of the next month is the final repayment period (regardless of the size of the month).

The interest-free repayment period starts from the bank accounting date to the final repayment date. The longest interest-free period for Ping An Bank credit cards is 50 days and the shortest is 19 days. The longest interest-free period is for consumption on the day after the bill date. interest period.

For example: the 20th of each month is the billing day, the 8th of the next month is the final repayment day, consumption is on July 21st, August 20th is the billing day, and September 8th is the final repayment day. , the interest-free repayment period enjoyed is 50 days (July 21 to September 8); if consumption is made on September 20, October 8 is the last repayment date, and the interest-free period enjoyed is 19 days (9 (Monday 20th to October 8th).

3. Ping An Bank Credit Card Statement Date

Ping An Bank Credit Card Statement Date can be set as: 5th, 10th, 15th, 20th and 25th. You can set it in your You can check it in your monthly statement, online banking, or call customer service.

You can modify the Ping An Bank statement date and final repayment date as needed, but they can only be modified twice a year.