You, it is best to apply for a credit card yourself. The owner of a credit card cannot be changed or the card can be canceled. If your company does not have income certificates or pay stubs, I suggest you ask your unit's finance department to issue an employment certificate with your company's official seal. If you can't get one, bring the social security card your company gave you. You can use social security to apply for a credit card, but the premise is that you must be willing to provide your social security password. If you don’t have one, then you can try to apply for the Youth Card credit card of Bank of Communications. College degree or above and those under 30 years old only need to provide their ID card (just Take the original photo) to apply for a youth card