In the case of China Merchants Bank credit card, the credit card application review is comprehensively evaluated by the system. During this period, we refer to many factors, such as age, job stability, income, personal credit and other aspects. Determined by unilateral factors. Maybe your original application materials did not fully reflect your true situation, which resulted in the application being failed. If your job or financial information changes in the future, you can resubmit the application information after 3 months.