Mainly because ICBC has high requirements for credit cards and strict auditing. Generally speaking, credit cards that are easy to apply for, such as China Merchants Bank, Guangfa Bank, Bank of Communications and Ping An, are all commercial banks, and the audit is not high. The application is simple and the card issuing rate is high. Actually, the interest is ok. If you want to know what is the lowest credit card or business. It's just that the audit is too strict. It's up to you.
The interest of five ten thousandths is ten thousand dollars, five dollars a day, one hundred and fifty dollars a month and thirty days.