China Merchants Bank's young card will be replaced after its expiration, but it is not allowed to be replaced by other cards. If users want to use other cards, they can apply for a new card.

If the youth card does not meet the requirements for holding a youth card after its expiration, it will usually be automatically replaced with a standard credit card of China Merchants Bank.

If China Merchants Bank's young card is about to expire, China Merchants Bank will notify the cardholder by SMS, and the cardholder can bring his ID card and young card to the outlet counter.