Legal analysis: Personal credit report will not affect the personal credit report of family members, but it can become a dishonest person, and after becoming a trustworthy person, it will have an impact on other fields. First, the impact on children’s education.

Second, the impact on transportation.

The Ministry of Transportation has stipulated.

Third, financial aspects.

Nowadays, many financial services require confirmation by both spouses. For example, for mortgage loans, you need to present the credit reports of both spouses. If there is a problem with your own credit report, it will affect your wife's loan.

Fourth, the impact on the family’s daily life.

If our credit report is not good and we owe money to the bank, the bank can ask our family to repay it on our behalf.

Legal basis: "Several Provisions of the Supreme People's Court on Restricting High Consumption of Persons Subject to Execution"

Article 3 If the person subject to execution is a natural person, after consumption restriction measures are taken, he shall not have the following High consumption and consumption behaviors that are not necessary for life and work:

(1) When taking transportation, choose second-class or above cabins in airplanes, trains, and ships;

(2) In High-end consumption in star-rated hotels, hotels, nightclubs, golf courses and other places;

(3) Purchase of real estate or newly built, expanded or high-end decorated houses;

(4) Leasing of high-end Working in office buildings, hotels, apartments and other places;

(5) Purchasing vehicles that are not necessary for business;

(6) Traveling and vacationing;

(7) Children Attend high-fee private schools;

(8) Pay high premiums to purchase insurance and financial products;

(9) Take all seats on G-prefixed EMU trains and one seat on other EMU trains Waiting for the above seats and other consumption behaviors that are not necessary for life and work

If the person subject to execution is a unit, after consumption restriction measures are taken, the person subject to execution and his legal representative, principal person in charge, and those who affect the performance of the debt The persons directly responsible and the actual controller shall not carry out the acts specified in the preceding paragraph.

If you use your personal property to carry out the acts specified in the preceding paragraph for private consumption, you may apply for execution.

If the execution review is true, it shall be approved.