Reasons for stopping using it
1. Credit cards of credit card holders of China Merchants Bank will be frozen due to late repayment or multiple cash withdrawals.
2. If the credit card is frozen because it is not repaid on time, the overdue situation is not serious. As long as the credit card center confirms that the arrears have been paid off, it can be unfrozen immediately.
3. If multiple cashing leads to freezing, you need to prove to the bank that your transaction is not cashing, and then repay it on time before you can continue to use it. You can also find out the current credit card by checking the card in detail. Of course, there may be other reasons, such as the risk that your credit card information will be copied. Different reasons for stopping use correspond to different solutions. It is suggested to call the customer service phone number of China Merchants Bank to inquire about the reasons for stopping using and the current status, and then ask the customer service how to solve it.
4. If it is overdue, it is basically difficult to apply for another bank's credit card. If the overdue amount is small and there is only one cycle, there is still a chance to apply for another bank. If the card is stopped due to abnormal card use, it is not a big problem to apply for another bank!
China merchants bank credit card
China Merchants Bank (1987) was established in Shekou, Shenzhen. It is the first joint-stock commercial bank wholly owned by an enterprise as a legal person in China and the first pilot bank to promote banking reform from outside the system. On June 3, 2002, China Merchants Bank officially issued the first international standard dual-currency credit card in China, which opened a new era of credit card consumption for Chinese people. After more than ten years' struggle and growth, China Merchants Bank Credit Card has formed three visions of "being the best payment experience provider in China, the best consumer finance expert in China and the leading diversified marketing platform in China" and won many honors.
Adhering to China Merchants Bank's business philosophy of "changing with you", China Merchants Bank's credit card has continuously refreshed the cardholder experience with product innovation and service upgrade, and has become a leading brand in the credit card industry.
In recent years, China Merchants Bank's credit cards actively seek digital transformation and forge ahead, creating a precedent for the construction of financial internet and creating a scientific and technological legend in the domestic credit card industry.