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What are the characteristics of installment payment in China Bank Credit Card Mall?
Installment payment in China Bank Credit Card Mall refers to the transaction that the cardholder chooses to pay by installment when the special merchant of China Bank spends more than 1 000 yuan (inclusive).

Characteristics of installment payment business in shopping malls

1, department stores, home appliances, home furniture, digital information, automobiles, travel services, life and entertainment, etc. , to meet your shopping needs.

2. At the same time, you can complete the installment payment by swiping the card, without additional application, and the procedure is simple.

3. Simple operation, no need to sign an installment contract, which is basically the same as general credit card consumption.

4. China Bank cooperates with all the contracted merchants to make you enjoy a wonderful life in advance.

5. Share the credit line-the installment payment line is equivalent to the credit line, and the credit line is shared without additional application.

6, easy financial management-the same goods, different feelings, installment repayment, can reduce your financial pressure.

7. The store will deduct the account by stages, and deduct the account in equal amount every month, and put the whole account into the account. If the total amount cannot reach the divisible number of periods, all the balance plus the total amount will be deducted from the first recorded amount.

For example, Mr. Wang spends 1 0,000 yuan on home appliances, which is divided into three months. The first phase is 334 yuan, and the second phase is the same, both of which are 333 yuan.