1. Pufa's post-loan management is very rubbish, and it will be queried every quarter, which will have an impact on your buying a house and a car.
2. The loan to buy a house is because the post-loan management has been checked too much, which leads to the impact.
3. Pufa itself has always believed that post-loan management has no impact on credit reporting, and has always said that it has no impact.
4. Don't use it without Pudong Development Credit Card. Poor service and low amount. Generally speaking, the inquiry is stipulated by the People's Bank of China, but Guangfa Credit Card checks the post-loan management once every 1 year.