Credit cards are accepted at domestic luxury stores, and shopping malls, supermarkets, and regular stores all support credit card purchases. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and the name of the cardholder on the back. Magnetic strips, cards with signature strips.

Product Features of Credit Cards

Pre-deposit of cash is not encouraged. Spend first and repay later. Enjoy interest-free repayment period. You can repay in installments independently. There is a minimum repayment amount. Join VISA , Master Card, JCB and other international credit card organizations in order to be used globally. It is one of the fastest growing financial services today. It is an electronic currency that can replace traditional cash circulation to a certain extent.

Credit cards have both payment and credit functions. Cardholders can use them to purchase goods or enjoy services. They can also obtain certain loans from card issuers through the use of credit cards. It is a combination of financial services and computer technology. High-tech products can reduce the use of cash currency.

Can provide settlement services, facilitate shopping and consumption, enhance a sense of security, simplify payment procedures, save social labor, promote product sales, stimulate social demand, and in most cases, have full civil capacity, China In mainland China, citizens who are over 18 years old and have certain direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants.