The following is the answer.
1, the four major commercial banks: China Bank is very ordinary, with low quota and few points. The activities are all in a shopping mall with thousands of free tickets, which has no practical significance. Online banking is inconvenient. Convenient repayment.
China Construction Bank has a low quota, but it is easy to get a gold card. Other things are the same as above
Agricultural Bank of China, you don't have to do it. I applied for it for several months, but the outlets didn't hand in the form. It's a bank that doesn't pay much attention to credit card business.
Industrial and Commercial Bank of China, worth doing, with high quota and overlapping quota. For example, if you apply for one card and the line is 10000, and the other card is 10000, then your line is 20000. This is the only bank in China with overlapping credit lines. Moreover, online banking is so cool that it can directly charge 5k at a time. Convenient repayment.
Ps: I wonder if you are from Beijing? If so, do it now and send it back to Utton.
2. Banks with better credit card development: China Merchants Bank is the first bank with a high quota, so it is easier to apply for a gold card. The most important thing is that the integral activity is very good, and other activities are often launched. In addition, online banking is very convenient to handle and use. Convenient repayment.
Secondly, Guangfa Bank, for the same reason, has few activities and needs to pay attention to the website. Convenient repayment.
3. Excellent small banks: I have to say CITIC Bank. I don't know what other areas are like. 9 yuan films are often held in Beijing (six times is enough). The movies I watched in the past two years started in 9 yuan (the original price ranged from 70- 1 10), and there are many other activities that are worth one. However, the amount is average, and repayment is inconvenient (Raqqa is preferred), and online banking is also inconvenient. But the cards are all beautiful. It is important not to apply for CITIC's American Express card, because it is bound to pay an annual fee.
Everbright Bank, with a high quota, can apply for a half-year quota adjustment, generally increasing by 1 times. The best thing is that the way to send points is very cool, often several times, and online transactions are also counted as points, which is the only one in China. Repayment is inconvenient, online banking is convenient, but 300 yuan is not so cool.
4. Other banks: Bank of Communications, online banking is convenient, repayment is convenient, and others have no advantages.
People's livelihood occasionally has activities (such as delivering milk), and others don't see any advantages. Have a local account with a high quota.
There is no advantage in the development of Shenzhen. I have cancelled my card.
Xingye, platinum card transaction processing, others have no advantages.
Huaxia has no advantage.
Bank of Beijing, platinum card is easy to handle.