How to apply for a postal credit card?

To apply for a postal credit card, follow the following procedures. However, the final approval of the card and the card limit will depend on the bank's overall score.

1. Find a credit card salesperson or lobby teller to fill out the application form.

2. Submit the following materials and wait for bank approval.

①Personal ID card;

②Proof of unit income;

③Bank statements for the last six months;

④Personal property Proof, that is, materials that can prove personal financial resources;

Note: First, confirm whether your postal savings bank has opened credit card business. Because the postal service launched its credit card service relatively late, it is still not available in many cities.

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How to apply for a postal bank credit card

The steps for applying for a postal bank credit card are as follows: 1 1. Find a credit card salesperson or lobby teller to fill out the application form, then submit the above information and wait for the bank's approval. Whether to approve the card and the card limit depends on the bank's overall score for you. 2. ID card; proof of work or income; work phone number, home phone number and personal mobile phone number; proof of tax payment; proof of property, vehicles and other assets under your own name; other bank credit cards, etc. Each bank has different acceptance standards, so not all of the above information is required. It depends on the bank's requirements. Postal Savings Bank generally requires proof of employment or income. 3. First, make sure that the Postal Savings Bank where you live has opened credit card business (Postal Savings Bank’s credit card business is relatively late, and it is still not available in many cities).

There are three ways to apply for a Postal Savings Bank credit card: 1. Bring your valid ID and submit a credit card application directly to a bank branch. 2. Log in to the bank website and enter the credit card page to apply online. 3. Apply through the bank’s credit card clerk.

Postal Savings Bank Credit Card is a RMB credit card and is a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years. Year, four supplementary cards can be set up. The main pattern on the Postal Savings Bank credit card face is the Chinese character "ding", the background color is blue-green for regular cards, and golden yellow for gold cards.

How to apply for a postal credit card

To apply for a postal bank credit card, you need to be over 18 years old and have a source of income. The application process and required materials are as follows.

1. Application conditions

1. Citizens aged 18-65 years old and capable of civil conduct.

2. Have stable income and provide proof of income.

3. The personal credit report must be good and have no bad records.

4. Whether you can successfully apply for a credit card is also related to your occupation.

5. Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.

6. Foreign and overseas personnel and active-duty military officers who receive the card in their own name should provide a temporary household registration issued by the local public security department or a certificate issued by the relevant department. They must also provide a guarantee unit that meets the guarantee conditions or have a local household registration. , a guarantor working locally.

2. Information required to apply for a credit card

1. Identity certification materials;

2. Work and income certification materials;

3 , Documents proving financial resources;

4. Educational qualifications, professional qualification certificates, self-owned real estate certificate, self-owned car driving license and other auxiliary materials.

3. Application process

1. Go to the business outlet to apply

(1) First go to the lobby teller to fill out the application form. The other party will approve the card based on your conditions. Maybe, you will generally be asked to fill out an application form. You need to fill in basic personal information on the application form, as well as work phone number, home phone number and personal mobile phone number; two contacts (one relative and one friend) and their mobile phone numbers and landline numbers.

(2) After filling in the form, submit the above information and wait for bank approval. The bank will decide whether to approve the card and the card limit based on the comprehensive score of the information submitted by the applicant. The reference items include age, gender, unit, and income. , position, housing, education, marriage, real estate, professional title, credit record and other items, one score range corresponds to one result, from not approved to approved, from low limit to high limit. After submitting the form or applying online, you can enter your ID number on the bank's official website to check the application progress.

(3) In order to control risks, the bank attaches great importance to the repayment ability of the cardholder. The information you submit will make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the better the bank will be. Easy to issue cards.

2. Online application

(1) Apply for an appointment online;

(2) Staff will contact you three to five working days after the appointment to collect it at your door. Information;

(3) The bank system will review the personal information and conduct a telephone return visit, which will take about 7 to 10 working days;

(4) If the review is passed, it will be processed within 10 working days Credit cards will be mailed out around the same day.

This concludes the introduction on how to apply for a postal credit card and how to apply for an additional card for a postal credit card. Have you found the information you need?