It takes a little time to transfer the money to the account. It is impossible for all the applied reserve funds to arrive immediately, and it will take time.

Credit card reserve refers to the credit card funds granted by the bank to cardholders that exceed the credit card limit. It is not a credit card limit and cannot be withdrawn. It can only be used for credit cards, and these banks don't charge interest as long as the handling fee is charged. Generally, banks will invite cardholders to open the business of credit card imprest, and opening the imprest business will also improve the comprehensive score, which in turn can increase the fixed amount of credit cards.