How to check the billing date of a credit card

If you want to check the billing date and repayment date of the credit card you hold, there are mainly the following methods:

1 .Online Banking/Mobile Banking/Credit Card APP:

Customers can directly log in to the issuing bank’s personal online banking or mobile banking client or credit card APP, find the card to be queried, enter the bill management page, and click on the current bill or previous You can find out by entering the details page of the bill. The billing date and repayment date will be indicated on the bill.

2. Customer service hotline:

Customers can call the customer service hotline of the card-issuing bank and apply to the customer service staff to inquire about the billing date and repayment date of the card through the manual service channel. The customer service staff After verifying that the customer information is correct, we will help inquire and inform the customer.

3. Card letter/statement:

Banks generally send statements to customers every month, so customers can look up the statement for that month to know the card statement. When is the due date? The billing date and repayment date of the card will also be stated in the card letter attached when the bank sends the card, so it can also be found through the card letter.

The most cost-effective thing is to swipe the card the day after the bill is due, so that you can have an interest-free period of up to 50 days.

The billing date is when the card-issuing bank regularly summarizes and settles all transactions and charges on your credit card account for the current period every month, calculates interest, calculates the total amount owed and the minimum repayment amount for the current period, and sends you a statement. This date is the date your credit card is billed.

There are two types of credit cards: chip cards and magnetic stripe cards. When swiping a card with a chip, you can directly paste the chip on the fast pass mark of the POS machine to read the card (Quick Pass is a payment method launched by UnionPay), which is safe and convenient; if the POS machine does not have the Quick Pass mark, place the chip on one side of the card. Insert it into the card slot of the POS machine to complete the card reading. Although there is a magnetic strip on the back of the chip card, you cannot swipe the magnetic strip when swiping the card, otherwise a downgrade transaction will be prompted. Credit cards without chips can be read directly by swiping the magnetic stripe. The most cost-effective thing is to swipe the card the day after the bill is due, so that you can have an interest-free period of up to 50 days.

The billing date is when the card-issuing bank regularly summarizes and settles all transactions and charges on your credit card account for the current period every month, calculates interest, calculates the total amount owed and the minimum repayment amount for the current period, and sends you a statement. This date is the date your credit card is billed.

There are two types of credit cards: chip cards and magnetic stripe cards. When swiping a card with a chip, you can directly paste the chip on the fast pass mark of the POS machine to read the card (Quick Pass is a payment method launched by UnionPay), which is safe and convenient; if the POS machine does not have the Quick Pass mark, place the chip on one side of the card. Insert it into the card slot of the POS machine to complete the card reading. Although there is a magnetic strip on the back of the chip card, you cannot swipe the magnetic strip when swiping the card, otherwise a downgrade transaction will be prompted. Credit cards without chips can be read directly by swiping the magnetic stripe.

Personal behavior of the cardholder. Cardholders play the trick of "other people swiping their own cards for purchases", swiping other people's shopping accounts to their own cards to increase points, and the shoppers return cash to the cardholders. This is a real win-win for cardholders. Because many banks have launched value-added services while issuing credit cards and carried out activities such as redeeming consumption points for gifts, thus stimulating people's enthusiasm for card application and consumption. The second is that cardholders cooperate with merchants or some "loan companies" and "intermediary companies", and cardholders obtain cash by paying merchant handling fees. The POS machines of general merchants are used to conduct false transactions to transfer the amount on the credit card. The merchant or "loan company" or "intermediary company" pays cash on the spot (cash is paid to the cardholder), and the handling fee paid by the cardholder to the merchant is lower than the handling fee paid by the bank.

How to check the billing date of a credit card?

Open the official website of the Credit Card Center, log in to the credit card online banking, and you can see the billing date and repayment date on the bill query page;

Follow the credit card WeChat official account, and remember to bind the credit card first. Then check the bill date through the bill inquiry function key of the WeChat official account;

Call the customer service number of the credit center, answer the call, enter the phone banking password according to the voice prompts, and after passing the identity verification, turn to manual inquiry of the repayment date and bill Date;

When you apply for a card, you will mail the card. The bank will include a credit card user guide in the envelope, which will introduce the credit card limit, repayment date and billing date.

Credit Card (English: CreditCard), also called credit card. It is a non-cash transaction payment method and a simple credit service.

How to check the billing date and repayment date of a credit card

Counter inquiry: You can check at the counter of your bank with your credit card and ID card, but this method is more time-consuming and not useful. It is recommended that everyone do this.

Official website query: Open the official website of the Credit Card Center, log in to the credit card online banking, and you can see the bill date and repayment date on the bill query page.

WeChat query: Follow the credit card WeChat official account, bind the credit card, and check the bill date through the bill query function key of the WeChat official account.

Telephone inquiry: Dial the customer service number of the credit center, answer the call and follow the voice prompts to enter the phone banking password. After passing the identity verification, transfer to a manual agent to inquire about the repayment date and billing date.

Bill inquiry: Credit card bills will be mailed every month. You can also know the billing date and repayment date on the bill, which is quite convenient.

That’s it for the introduction on how to check the credit card statement date.