1. Log in to the browser on the computer first, then enter "China Postal Savings Bank integral mall", and then select the place indicated by the red arrow in the list to enter.

2. Next, log in to your postal credit card account in the page.

3. Next, select "integral mall" at the place indicated by the red arrow.

4. Then select the goods to be redeemed, and click "Redeem Now" at the arrow.

Integral rule

First of all, bonus points.

(1) During your card holding period, you can earn 1 points according to the transaction amount of RMB 1 yuan, and the part less than 1 yuan will be rounded off, and the points will be recorded and take effect within T+2 days after the transaction is recorded.

The accumulated points can be used for redeeming points goods, gift certificates or related value-added services. The secondary card does not accumulate points separately, and the points obtained are automatically merged into its main card account.

(2) You have points for spending on MasterCard and VISA, but you don't accumulate points for spending on UnionPay: real estate, automobile sales, wholesale, schools, withholding, tobacco settlement, insurance, hospital health, logistics and warehousing, and public utilities.

All card products do not accumulate points in the following transactions: cash advance, repayment, recovery of overpayment, transfer, pre-authorization, manual account adjustment, return of goods, disputed transactions, online payment (excluding online express payment), annual credit card fee, revolving credit interest, cash advance fee and interest, expenses arising from overdue payment (such as liquidated damages and interest) and other fees agreed in the bill collection contract.

(3) Special provisions for card products

1. Gold card holders' birthday spending points doubled.

2. Platinum-level master card holders and supplementary card holders will get 2 times bonus points for spending in the month of their birthdays, and 2 times bonus points for each installment of bills, transactions and cash, and the bonus points will be deducted when the installment is cancelled.

3. Youth-themed credit cards and relaxed bear-themed credit cards can get double points for online fast consumption. For specific business scope, please visit /psbc/709/449.html? USPM = 3.34.100768.141.2.1query.

4. Other credit cards (excluding Central Plains Food Card, Sharing Card and Gold Leaf Card) will be rewarded with double points for online quick consumption. For online express merchants, please refer to the credit card points reward rules of China Postal Savings Bank /psbc/709/449.html? uspm = 3 . 34 . 100768 . 14 1 . 2 . 1 .

5. The codes of Zhongyuan Food Card are 544 1, 545 1, 581,581,5865438+5865438.

6. Hebei Post Edge Co-branded Card can get double points reward by swiping the card at the designated co-branded card merchant. For the list of merchants, please refer to the credit card bonus rules of China Postal Savings Bank /psbc/709/449.html? uspm = 3 . 34 . 100768 . 14 1 . 2 . 1 .

7. When the credit card growth card and Hongyun card are automatically distributed in installments, the points will be doubled.

8. All transactions of share cards and gold leaf cards have no points.

9. Capka, Qin Hui, Xinjiang, will be rewarded with triple points for each installment of bill, transaction and cash, and will be deducted when the installment is cancelled.

10.IC card electronic cash account consumption has no points.

1 1. For the special provisions of China Resources Co-branded Card, please refer to the Credit Card Points Award Rules of China Postal Savings Bank /psbc/709/449.html? uspm = 3 . 34 . 100768 . 14 1 . 2 . 1 .

Second, the integral query

Your bill will show the new points and accumulated total points for this month. You can also check your points by calling our credit card customer service hotline, logging in to online banking, "Postal Savings Credit Card" APP or mobile banking.

Third, the integral automatic summary

Points are stored in the cardholder's name. When a cardholder holds more than one credit card, the points of each card are calculated according to the product rules of each card and stored in the cardholder's name. After one or more master cards are cancelled, the points of the original cards will not be affected. When the cardholder cancels the account and there is no other credit card master card in the Postal Savings Bank, the points under his name will be invalid.

Fourth, the validity period of the points

(1) Puka and Gold Card products: points generated by customers' consumption and installment, and points recorded before 0: 00 on February 1 year 202 are permanently valid. From 0: 00 on February 0, 65438 +20265438, the validity period of new points is 60 months according to the month of production.

(2) The validity period of points generated by consumption and installment purchase of Platinum Card products is permanent.