Transactions that occur overseas are authorized in foreign currency, and then converted into RMB based on the foreign exchange rate of the card issuance system on the day of entry, and credited to your RMB account.

Foreign currency authorization refers to: first accounting in the actual foreign currency consumption currency and amount and sending SMS notifications. At this time, the customer's credit limit will be occupied, but the merchant has not requested the payment, so it has not been converted into an account transaction. Waiting for the merchant's request After the payment is made, it will be converted into RMB based on the foreign exchange rate of the card issuance system on the day of deposit, and credited to the customer's RMB account.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.