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How does CITIC Bank handle the transfer of excess deposits with credit cards?
There are two ways for CITIC Bank to handle the transfer of excess credit card funds:

1. Call the customer service hotline of CITIC Credit Card at 40088-95558 to support the savings cards of our bank and other banks, and the receipt time is 3-5 working days.

2. In the dynamic card space of CITIC Bank, manage the card and transfer the excess deposit amount. The specific steps are as follows:

1. Open the mobile phone card APP of CITIC Bank.

2. In my interface, click "Card Management".

3. In my bank card interface, select the overstocked bank card.

4. After selecting the bank card, click "Transfer Out Excess Deposit".

5. Select the bank card to be transferred out in the overstocked transfer-out interface.

6. After selecting the improved bank card, fill in "Transfer-out Amount".

7. After filling in the increased amount, click OK to transfer out the excess deposit amount.