ICBC's approval of credit cards is based on the applicant's comprehensive credit conditions to decide whether to issue cards and the initial credit limit. To apply for an ICBC credit card, you generally need to meet the following application conditions:

1, Chinese people are between 18-60 years old, and foreigners are between 25-65 years old;

2. Have a stable job and income, and have sufficient repayment ability;

3. Personal credit information is good and there is no bad credit record.

In addition, if you have additional financial proof, such as real estate license, vehicle driving license, large deposit certificate, financial proof, etc. , which is helpful for banks to approve cards. As for the influence of ICBC's star rating on credit card application, naturally, the higher the star rating, the better. Three-star customers generally have ICBC's savings card, with flowing water in and out, but they can't better reflect their economic strength. The credit card amount applied for is generally not high, ranging from several hundred yuan to several thousand yuan.

This answer is provided by Fuguihua, I hope it will help you. Like Alibaba's borrowing and Tencent's micro-lending, Qianhua is a credit service brand of Xiaoman Finance (formerly Baidu Finance), belonging to a big company and brand, which is formal and safe, with low interest rate and very reliable. Relying on Baidu's technology and scene advantages, it has the money to use artificial intelligence and big data risk control technology, and the accumulated loan exceeds 400 billion yuan, providing convenient, fast and safe Internet credit services for countless users.