Installment payment is a commodity designated by the website, so it is not fully supported. If it is supported, the words installment will be displayed on it. Generally, it can be divided into 6 months or 12 months.
What problems should be paid attention to in online shopping installment payment?
1. Cardholders need to use valid credit cards (excluding business cards) issued by banks when handling online installment payment.
2. Cardholders do not need to provide credit card information such as credit card number, credit card validity period, credit card password and CVV2 code to merchants by telephone when handling online payment installment business.
3. If the cardholder's credit card is stopped, the cardholder's other credit degree is reduced or the debt is not fulfilled, the cardholder voluntarily requests to stop the card, and China Merchants Bank thinks that the cardholder can't or can't fulfill the repayment obligation, the installment credit debt of the cardholder shall be deemed to be all due when the above events occur, and the cardholder shall repay all the remaining funds in one lump sum and pay the corresponding expenses arising from the failure to repay all the remaining funds in time.
4. In case of disputes over sales, quality, delivery, return, replacement, after-sales service or other related matters, the cardholder shall negotiate with the merchants to solve them. If the cardholder has any questions about the contents of the goods, please negotiate directly with the merchant.
5. If the cardholder returns the goods after the bank has prepaid all the money, it means that the cardholder authorizes the merchant to pay the refund directly to the bank, and then the bank pays it to the cardholder's credit card account to repay the money prepaid by the bank.