1, call the bank customer service to confirm. After applying for account cancellation, you should pay attention to whether you have paid off the money within 45 days. If you have, you should repay it in time, and then call the bank customer service to ask if the account cancellation has been successful.

2. Ask the bank to send the cancellation fax or mail the cancellation certificate.

With credit cards, young people can buy all kinds of goods according to their own needs. Over time, it will lead to excessive consumption of these credit card holders. After the credit card is overdrawn, the credit card holder needs to repay a lot of expenses. In order to relieve their financial pressure, they will choose to cancel their credit cards after paying off all their debts. The specific process of calling card cancellation is as follows:

1, take out your credit card, then get through the hotline at the back and call the bank credit card center to ask about cancellation, mainly depending on whether your card is suitable for cancellation and whether there is a balance.

2. Cancel the credit card by phone. After receiving the call, the bank will accept the user's application to cancel the credit card, and deduct the annual fee receivable from all the cards under his account, and the account balance will be zero or the customer will definitely give up the remaining deposit in the account.

3. Go to the bank counter to officially cancel the credit card. The cardholder must bring his ID card and the credit card to be cancelled to the bank to fill out the card cancellation application form. You can collect the card first, and then do the corresponding cancellation procedures one month later, but you can also make an appointment to cancel the account directly on the day of card cancellation.

In addition, I would like to remind you that credit card cancellation is divided into card cancellation and account cancellation. It is recommended to cancel the account after returning the card, otherwise there may be some problems in re-applying for the credit card. If there are still points in the credit card to cancel, it is recommended to redeem them all before canceling the card; After submitting the application for card cancellation, the cardholder shall not use the credit card again before it takes effect, otherwise the application for card cancellation will be automatically cancelled; After formal cancellation, cut it along the magnetic stripe of the credit card and discard it to prevent theft.